Updated: August 30, 2021

Homeowner Assistance Fund Program Updates

The Homeowner Assistance Fund (HAF) is designed to mitigate financial hardships associated with the COVID-19 pandemic by preventing homeowners’ mortgage delinquencies, defaults, foreclosures, loss of utilities, home energy services, and displacement. Financial assistance will be provided based on the needs of homeowners in Florida and determined upon the United States Department of the Treasury's (U.S. Treasury) approval of the plan. 

In accordance with guidance provided by the United States Department of the Treasury (Treasury), the Homeowner Assistance Fund Needs Assessment and Plan was submitted to the Treasury on August 20, 2021, for review and approval, and is subject to change based on future guidance.  Once the Homeowner Assistance Fund Plan is approved, DEO will implement the program.        

More than $676 million has been allocated to the state of Florida through the Homeowner Assistance Fund. The Florida Department of Economic Opportunity (DEO) has been designated to manage and operate the Homeowner Assistance Fund on behalf of the state of Florida. 

Under guidance provided by the U.S. Treasury, eligible participants must: own a one to four-unit residence that is their primary residence; have experienced a financial hardship after January 21, 2020, (including a hardship that began before January 21, 2020, but continued after that date); and have incomes that are less than or equal to 150 percent of the area median income or 100 percent of the median income of the United States, whichever is greater.

Established under Section 3206 of the American Rescue Plan Act of 2021, the Homeowner Assistance Fund provides $676,102,379 in financial assistance to the state of Florida through the United States Department of the Treasury.

Please continue to visit this page for additional information on the Florida Homeowner Assistance Fund as more details become available.

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