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The Homeowner Assistance Fund (HAF) is designed to mitigate financial hardships associated with the COVID-19 pandemic by preventing homeowners’ mortgage delinquencies, defaults, foreclosures, loss of utilities, home energy services, and displacement. Financial assistance will be provided based on the needs of homeowners in Florida and determined upon the United States Department of the Treasury's (U.S. Treasury) approval of the plan. DEO anticipates that Florida's HAF program will be available in late fall 2021. 

More than $676 million has been allocated to the state of Florida through the Homeowner Assistance Fund. The Florida Department of Economic Opportunity (DEO) has been designated to manage and operate the Homeowner Assistance Fund on behalf of the state of Florida. 

Under guidance provided by the U.S. Treasury, eligible participants must: own a one to four-unit residence that is their primary residence, have experienced a financial hardship after January 21, 2020, and have incomes that are less than or equal to 150 percent of the area median income.

Eligible applicants must provide evidence or certify their incomes. Homeowners who apply are also required to attest that they experienced financial hardship after January 21, 2020, which describes the nature of the financial hardship (e.g., job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member).

While awaiting further guidance from the U.S. Treasury, DEO is in the process of developing a Needs Assessment and Homeowner Assistance Fund Plan, as amended or supplemented from time to time. The U.S. Treasury has extended the deadline to July 31, 2021, for states to submit their Homeowner Assistance Fund plans for review and approval.

Please continue to visit this page for additional information on the Florida Homeowner Assistance Fund as more details become available.

Homeowner Assistance Fund Plan Overview

Established under Section 3206 of the American Rescue Plan Act of 2021, the Homeowner Assistance Fund provides $676,102,379 in financial assistance to the state of Florida through the United States Department of the Treasury. View Florida’s proposed Homeowner Assistance Fund Plan Overview.

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Additional Information

Please email HomeownerAssistanceFund@DEO.MyFlorida.com for more information about the Florida Homeowner Assistance Fund. 

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